RUPEES

Terms of Service

Last Updated: November 1, 2025

1. Introduction

Welcome to RUPEES. These Terms of Service govern your use of our website located at www.rupeesghana.com (the "Service") and any related services offered by RUPEES ("we," "us," or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

2. Use of Service

Our Service provides educational information about investments, savings accounts, mobile banking tools, and other financial services in Ghana. The content provided is for informational purposes only and does not constitute financial advice, recommendations, or endorsements.

You agree to use the Service only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Service.

3. Educational Content and Disclaimer

All content provided through our Service is strictly for educational purposes. RUPEES is not a licensed financial institution, investment advisor, or broker-dealer. The information we provide does not constitute financial advice and should not be relied upon as such.

Before making any financial or investment decisions, we strongly recommend consulting with a qualified professional advisor who can consider your personal circumstances and needs.

Investments carry risk, including the potential loss of principal. Past performance is not indicative of future results. RUPEES does not guarantee any investment outcomes.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of RUPEES. The Service is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without prior written consent from RUPEES.

5. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party.

6. User Conduct

You agree not to use the Service:

  • In any way that violates any applicable national or international law or regulation.
  • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," or "spam."
  • To impersonate or attempt to impersonate RUPEES, a RUPEES employee, another user, or any other person or entity.
  • In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful.

7. Third-Party Links

Our Service may contain links to third-party websites or services that are not owned or controlled by RUPEES.

RUPEES has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that RUPEES shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

8. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

9. Limitation of Liability

In no event shall RUPEES, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service;
  • Any conduct or content of any third party on the Service;
  • Any content obtained from the Service; and
  • Unauthorized access, use, or alteration of your transmissions or content.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Contact Us

If you have any questions about these Terms, please contact us:

  • By email: [email protected]
  • By phone: +233 26 101 9921
  • By mail: 78 Kanda Highway, Accra, Ghana